IDFC Bank Personal Loan | Interest Rate – Helpline Number | EMI Calculator

IDFC Bank Personal Loan

IDFC Bank has provided the facility of personal loan at competitive interest rates. IDFC Bank Personal Loan status can also be easily known by the appliers through its helpline number. Currently, the bank is offering the facility of commonly three kinds of personal loans that are divided as simple personal loan, smart personal loan and personal loan balance transfer facility.

On the basis of IDFC EMI calculator, the rates of interest are stated by bank. However, the interest rate of the bank for personal loan is initiating from 11.50 % especially for the salaried individuals. Moreover, IDFC Bank personal loan can be used for multiple purposes such as travelling, medical bills, expenses, shopping of durable goods.

 This is the main reason, that it is also known as multi-purpose loan with so many attractive benefits. Before applying online for IDFC bank personal loan, make sue to know each and every requirement that is discussed here.

IDFC Bank Personal Loan Helpline Number – 1800 419 4332

Check HereIDFC Bank Customer Care Number

Reasons To Choose IDFC Bank Personal Loan!

If you choose to apply for IDFC bank personal loan online application, then there will be numerous benefits and innovative offers available for the appliers. Out of them, few are listed here as

  • Competitive interest rates
  • Immediate approval by organization helping team
  • Easy and simple documentation process with 100% transparency
  • Zero part-payment charges
  • Flexible loan tenure ranging from 3 to 60 months
  • low processing fee
  • quick transfer of money in your account within 2 days
  • outstanding team of customer care associates

IDFC Bank Personal Loan Eligibility details

  • Salaried individuals
  • Minimum age of 24 years and maximum 60 years at the time of loan maturity
  • Minimum monthly income is Rs. 25,000.


IDFC Bank Personal Loan Rates

IDFC Bank Personal Loan Rate Of Interest Salaried Self Employed
Lowest Interest Rate 11.50% 14.00%
Processing Fee Starting from 0.75%, Up to 2% Up to 2%
Loan Tenure 3 months to 60 months 6 months to 60 months
Loan Amount Rs. 1 Lakh to Rs. 25 Lakh Rs. 3 Lakh to Rs. 40 Lakh
Part Prepayment Charges Allowed after 3 EMI’s, Nil charges on Smart Personal Loan Not allowed
Pre-closure Charges Allowed after 1 EMI’s, 2 – 2.5% Allowed after 1 EMI’s, 2 – 2.5%


Check Now – The Right Way of Filling Online Complaint

IDFC Bank Personal Loan Documents Required

  • Properly Filled Up Personal Loan Application Form
  • Two Passport Size Photographs
  • Income Tax Pan Copy
  • Identity Proof – Driving License/ Pan/ Passport/ Voter Id
  • Residential Address Proof – Registered Rent Agreement/ Passport/ Leave And License/ Utility Bill (Upto 3 Months Old)
  • Income Documents – 2 Years Form 16, 3 Month Pay Slip, 3 Months Bank Statement Showing Salary Credit And Any Emi Debit

Types of IDFC personal loans

  •  Simple Personal Loan 
  • Smart Personal Loan 
  • Balance Transfer


IDFC Bank Personal Loan Rate Of Interest

Product Interest Rate
A+ Simple 11.50% – 11.50%
A+ Smart 12.50% – 12.50%
A Simple 11.50% – 11.50%
A Smart 12.50% – 12.50%
B Simple 12.50% – 12.50%
B Smart 13.50% – 13.50%
C Simple 14.00% – 14.00%
C Smart 15.00% – 15.00%
Simple Hi Ticket 11.50% – 11.50%
Smart Hi Ticket 12.50% – 12.50%


Check Also – How to Write a Complaint Email to a Company

IDFC Bank Personal Loan Apply Online

Step 1: First you need to fill up the IDFC bank personal loan application form with all essentialdetails and credentials

Step 2: After this your application will be processed within short time duration only.

Step 3: within few days only, you will be receiving your Cash.

Step 4: Finally, IDFC bank personal loan online application will be forwarded to the nearest IDFC Bank branch.

Step 5: So as to check the IDFC bank personal loan application status or tracking, you can contact at IDFC bank personal loan customer care number.

We hope that you will surely like the given information for IDFC bank personal loan details. Keep sharing your views with us at our web portal i.e.

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